Money Tips

What are some tips on saving money (other than coupons right now) during this “economic” situation? I mean right now we are living pay check to pay check and we really have never had to live that way. It’s just awful! Thanks for the advice!

I love this question because I am hoping many others will pipe in with their advice too. Times sure are tough for most people out there!

There are several things that we all should be doing just to make sure that we aren't paying too much for some of our necessities. Call your insurance companies and make sure you have the proper coverage for homeowners, rental, autos, etc. Often we are paying more than we need to.

Keep asking for the best deals from all utilities. You can get better deals if you are persistent. If you have credit cards - do the same thing with them. Often you can get a better rate.

Planning meals is key. The fewer times you have to go to the grocery store, the more money you will save. Obviously, it goes without saying that if money is tight the eating out should be very limited. I TRY to make multiples meals at one time. One for dinner and one to freeze. The last time at the store, I told my daughter that we would not put one thing in the cart unless it was on sale. We did it!

Sell things you don't need. There are several places online that you can sell and people will buy just about anything.

I do not assume that everyone that reads this blog shares the same faith as I do but I will say that for me the most important thing is for me to remember that the money is really from the Lord. Yes, it has been earned through a lot of hard work, but essentially it is God that is providing it. Be a good steward of what He has given.

Alright, there's my two cents, now it's time for you all to pipe in. Start piping...